When it comes to moving home, an often overlooked aspect is the safety and security of your valuable items. Assets such as jewelry and other small valuables are not just expensive; they often carry significant sentimental value. Safeguarding these valuables from potential damage, loss or theft during the upheaval of a house move is paramount. This article will guide you through practical steps, including the use of safety deposit boxes, insurance and careful packing, to help you ensure the security of your precious belongings during a home move in the UK.
Prioritising is the first step to a successful home move. It would be best if you started by taking an inventory of your valuables. Once you have listed your valuable items, categorise them based on their value and fragility. This will help you decide which items need special attention during packing and moving.
Remember that high-value items such as jewelry, heirlooms, and expensive gadgets should ideally be kept with you during the move. If that's not possible, consider using a safety deposit box. These repositories provide an extremely secure storage option. There are various options available in the UK, ranging from bank safety deposit boxes to private vaults.
Don't forget to check the credibility of the deposit box provider. It's best to opt for a company that is registered with the Financial Conduct Authority.
Insurance is an essential safety net for your valuables during a home move. While you can take every precaution to keep your items safe, accidents can still happen. That's where insurance comes into play.
There are two main types of insurance cover to consider: goods in transit insurance and removals insurance. The former covers your items while they are in transit between your old home and new one. The latter covers damage or loss caused by the removal company.
When selecting insurance, ensure the cover is adequate for the full value of your items. It's recommended to take out 'new for old' cover, which will provide the full cost of replacing the item, not just its current value.
The way you pack and store your valuables can significantly impact their safety during the move. You should use professional packing materials, such as bubble wrap and packing peanuts, to protect your items. For jewelry and other small valuables, consider using jewelry boxes that have individual compartments for separate pieces.
Label your boxes clearly but don't advertise the contents. Instead of writing 'jewelry' or 'valuables', use a code system that only you understand. This is a simple yet effective way to deter potential thieves.
Store your packed valuables in a safe place until moving day. If you have a home safe, this would be the ideal location. If not, consider storing them with a trustworthy friend or family member or in a secure storage facility.
The removal company you choose can make or break the safety and security of your move. Therefore, it's important to do your research and select a reputable company. Look for a company that is a member of the British Association of Removers (BAR). BAR members must adhere to a strict Code of Practice, providing you with peace of mind.
When you're evaluating removal companies, don't just consider the price. Check their insurance cover, read reviews from previous customers, and ask for recommendations. Remember, it's not just about moving your items from point A to point B; it's about moving them safely and securely.
The day of the move can be chaotic, but it's crucial not to let your guard down when it comes to security. Keep your valuables with you if you can, or ensure they are the last items loaded and the first to be unloaded if they are travelling in the removal van.
If you're using a removal company, supervise the loading and unloading process. It's also a good idea to take photos of your valuables before the move. This can serve as evidence in case of damage or loss.
Remember, your new home might not be as secure as your old one initially. Therefore, take precautions like changing locks or installing a security system before moving in.
So, while moving home is undoubtedly a daunting task, with careful planning and attention to detail, you can ensure the safety and security of your valuable items. And remember, the peace of mind you get from knowing your valuables are safe and secure is priceless.
When it comes to protecting your precious possessions, few solutions are more reliable than safety deposit boxes. These secure storage spaces provide an extra layer of protection against theft or damage, and their use is widespread in the UK. Notably, there are numerous options available, ranging from bank safety deposit boxes to private vaults.
You should not underestimate the importance of using a registered provider for your safe deposit box. Companies registered with the Financial Conduct Authority (FCA) have demonstrated their commitment to providing a safe and secure service, which can give you the peace of mind you need when handing over your valuables for safekeeping.
However, a safety deposit box might not be practical for every item. For those larger or more cumbersome valuables, consider other secure storage options. For instance, reputable moving companies often provide short-term moving storage options that will keep your belongings safe during the transition.
If you're looking for an alternative, consider asking a trustworthy relative or friend to keep your valuable items safe during the move. However, ensure that their home security is up to standard, and they're responsible enough to protect your precious belongings.
The reality is, despite your best efforts, accidents can happen. That's where having the right insurance comes into play. Two types of insurance are particularly relevant for home moves – goods in transit insurance and removals insurance.
Goods in transit insurance will cover any items that get damaged, lost, or stolen while being transported from your old home to your new one. On the other hand, removals insurance provides cover for damage or loss that happens while items are being handled by the moving company.
When selecting these forms of coverage, you must ensure the insurance compensates you adequately. Choosing a 'new for old' policy is a good idea, as it will cover the full cost of replacing the item, not simply its current value.
Be aware that these insurances can be available through your moving companies or independent travel insurance providers. Always double-check what is covered and how to make a claim in case of any unfortunate event.
Moving house is often a stressful process. The risk of damage or loss of your valuables can add to this stress. However, by adopting a prioritised approach and ensuring safe packaging and storage, you can mitigate these risks.
Choosing the right removal companies, taking advantage of safety deposit boxes, and securing appropriate insurance are all critical steps in protecting your belongings during a move. And, of course, staying vigilant about home security in your new place is equally important.
By heeding this guidance on how to keep valuables safe during a move, you can focus on the exciting aspects of moving house – a new start, new surroundings and new opportunities. So, while it's important to take every precaution possible, don't forget also to enjoy the journey. You've got this!